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YOUR DREAM HOME MADE SIMPLE.

Building your dream home starts with careful planning—and the first step is securing financing. At HAPO, you can choose separate land and construction loans or bundle them into one. With flexible terms and options, it’s easy to purchase the land and build your home with one loan, one set of fees, and one closing.


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Building a Home?

Find out where to start in this episode of the Dollars & Sense Podcast.

Neighborhood

Land Loans

The endless possibilities of building your dream home begin with the perfect location. A HAPO lot loan makes financing your land seamless with low rates, quick approvals, and personalized service. If you’re ready to start building from the ground up, a HAPO lot loan will help you secure the lot you need.

Meet with a Mortgage Loan Officer to get started!

Meet a Loan Officer

Construction Loans

You have the land—now build the home of your dreams with a New Construction Loan from HAPO. Choose your own builder and enjoy the personal service of our mortgage team, knowing your HAPO Construction Loan is designed with you in mind.

Take the first steps to building your dream home!

Apply Today

Construction
HAPO
601 Williams Blvd. Richland, WA 99354
Phone: 509-943-5676