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The equity you’ve built in your home can help fund renovations and repairs, make large purchases, or consolidate debt. Whether you want a lump-sum payment for a project or a revolving line of credit tied to your home equity, HAPO has the solution you need. NMLS # 477622
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A Home Equity Line of Credit (HELOC) is a revolving line of credit secured by the equity in a homeowner’s property. It allows borrowers to draw funds as needed up to a set credit limit. It is an ideal option for people with flexible, ongoing expenses like renovations.
A Home Equity Loan provides a lump sum upfront, which you repay in fixed monthly installments over a set term. It typically has a fixed interest rate, offering predictable payments, and is ideal for one-time expenses like debt consolidation or major purchases.
Apply for a HELOC or Home Equity Loan
A Home Equity Visa credit card is tied to a home equity line of credit, combining the flexibility of a HELOC with the convenience of a credit card. Unlike a traditional HELOC, where funds are accessed via checks or bank transfers, a Home Equity Visa allows users to make purchases or withdraw cash directly with the card, up to the approved credit limit.
Home Equity Visa